Request Money Fast Without Importing ASNEF

The 1credit is defined as a monetary transaction in which there are at least two agents involved, the loan of money made by a creditor and a borrower . The creditor gives the money to the borrower knowing a definite interest rate and a term for return. The borrower agrees to return the borrowed amount and the corresponding interest within the established and agreed term.

To be considered as an agreement between the parties, it must be clear in three aspects: amount, rate and interest rate and term for the return.

Advantages of credit and microcredit with 1credito

Both credit and microcredit are designed to provide people with the money they need immediately to meet their economic needs and both are good. You must know what the specific needs are in terms of amount and time in which you can return to choose the best option.

1credit, can help you with these two types of loans depending on your specific needs. When comparing microcredit and credit with credit instead of using traditional banks, there are several advantages that translate into benefits for people who need access to money.

• Speed: the approval of the microcredit with 1credito is much faster than that of the loans that you can obtain with the common banks. In the common credit the request of the loan is made through complex forms, with 1 credit you can do online for small sums of money or with a visit to our offices for sums over 400 euros.

Traditional banking, after completing the forms usually take days, weeks and even a month to confirm the information and approve or reject the application for credit, at this time people are rushed by the need to pay and banks are a stumble more instead of being a help.

With 1credito the questionnaire is completed in a few minutes by Internet and the platform does the credit study and only for sums over 400 euros we need your presence in our offices. The data check is done quickly and once approved you will receive the loan in less than 15 minutes, transferred to your bank account.

• Security of reception: Once your loan application is accepted and when you agree with the conditions, the transfer to your bank is guaranteed. You will usually see it reflected in your bank balance a few minutes after the granting of the credit is confirmed.

• Simplicity: while to access a credit with ordinary banks, people must provide a large amount of information and conditions may not be entirely clear, instead with credit, the process takes only a few minutes, is simple, convenient and easily understandable. In a word, it is very simple.

• Greater number of people benefited: due to the amounts and terms of our three types of microcredit, we can benefit a greater number of people when they need us the most.

• No need for a mortgage: since the amounts and terms are low, companies do not always need to insure themselves with the real estate of the people, which provides more confidence, security and speed in the loan for people.

How to acquire your credit in 1credito?

How to acquire your credit in 1credito?

We offer three lines of product to cover any of your financial needs, within these three lines you will find a wide variety of loans , since it is an intelligent service that gives you the possibility to choose from a wide range of possibilities in terms of amount and term in which you can return the borrowed sum.

Quick loan   1 credit

Quick loan   1 credit

 1credito fast loan

This loan is designed to help you cover your basic needs or fortuitous cases in which you require small sums of money in a simple and immediate way. It is the fastest way in which 1credito can help you, usually you will receive the money the same day of the request.

You can customize your loan, choosing the term that varies from 7 days to 30 calendar days and you can also select the exact amount you need; The minimum loan amount is 50 euros and the maximum amount we pay is 400 euros.

The interest is calculated individually for each client depending on their money needs and the time they require it. This modality allows you to refinance it, that is, extend the term only by previously paying the corresponding interest.

Second: select the quick loan tab

    • Third: let us know the amount and time you need. The amounts that 1credito can offer you in the fast loan option are between 50 euros and 400 euros and the term that we are allowed to give you varies from 1 to 30 days.
    • Fourth: complete the form: here we ask your personal information such as name, phone, email, address; we ask you information about your bank to deposit the money you need once it is approved and information about your income and expenses, we do this to ensure your comfort in the return of the loan and so that you need it again you can count on our support again and again.
    • Fifth: we ask you to attach an online support of your bank and your color ID. With this we protect your identity and prevent third parties from supplanting you and asking for credit in your name.
    • Sixth: receive the deposit in your bank account.

Personal loan   1 credit

Personal loan   1 credit

1 credit personal loan

This loan is designed to help you cover your major needs for maintenance, education or fortuitous major cases in which you require a considerable sum of money in a simpler and faster way than with banks. It is the way in which 1credit can help you with a larger amount and term, normally you will do the online process, you will receive the same day’s answer and the money 15 minutes after the approval of the request. With 1credito you do not require neither guarantee nor guarantee and you can appear in the Asnef , it is enough to have your ID and your own bank account.

You can customize your loan, choosing the term that varies from one month to 48 months and you can also select the exact amount you need; The minimum amount of this loan is 400 euros and the maximum amount we pay is 5000 euros.

The interest is calculated individually for each client depending on their money needs and the time they require it.

Second select the personal loan tab

    • Third let us know the amount and time you need. The amounts that 1credito can offer you in the fast loan option are between 400 euros and 5000 euros and the term that we are allowed to give you varies from 1 to 48 months.
    • Fourth complete the form: here we ask your personal information such as name, phone, email, address; we ask you information about your bank to deposit the money you need once it is approved and information about your income and expenses, we do this to ensure your comfort in the return of the loan and so that you need it again you can count on our support again and again.
    • Fifth: we ask you to attach an online support of your bank and your color ID. With this we protect your identity and prevent third parties from supplanting you and asking for credit in your name. Sixth, receive the deposit in your bank account in 15 minutes.

Loan for your car   1 credit

Loan for your 1 credit car

This loan for your car is designed to help you cover your basic needs or fortuitous cases in which you require a medium or considerable sum of money in a simple and immediate way and your credit requests have been denied by the entities due to the difficult situation economic situation in which you find yourself. It is the fastest and safest way in which 1credit can give you a solution and you can continue using your vehicle for a small monthly sum. Normally you will receive the money in the same week of the request if all the documents are in order.

You can customize your loan , choosing the term that varies from 1 day to 30 calendar days and you can also select the exact amount you need; The minimum loan amount is 1000 euros and the maximum amount we pay is 30,000 euros. However, this term can be renewed as many times as you require, as many months as you need, even indefinitely.

The interests are calculated individually for each client depending on the characteristics and state of the car, the amount of the money. This modality works as a commitment of your vehicle in which you will be recognized up to 60% of the commercial value of your vehicle, prior technical evaluation by 1credito. For example, if your vehicle is valued at 5000 euros by our technical team, you will be given 3000 euros and you have the additional advantage of a small sum to continue using your car.

If after the month you have not left the difficult financial situation, you do not have to worry, just cinnamon the corresponding interest and if you want you can pay the sum to continue enjoying your vehicle. You can do this operation as many times as you require.

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    • Second select the loan tab for your car
    • Third let us know the amount and time you need. The amounts that 1credito can offer you in the option of fast loan are between 1000 euros and 3000 euros and the term is one month renewable.
    • Fourth complete the form: here we ask your personal information such as name, phone, email, address; We ask you information about your bank to deposit the money and information about your vehicle.
    • Fifth: go to the office that suits you best, we have more than twenty points and we also operate in the islands, with the vehicle to do the technical evaluation and the regulatory papers up to date: property card, tax payments, support of your bank account and your DNI.
    • Sixth: make the change of ownership procedures in the notary, these costs are borne by the client
    • Seventh: receive the deposit in your bank account in 15 minutes.

What is microcredit?

The microcredit is a relatively new concept, previously the banks granted large sums of money, but the needs of the people did not always adjust to this type of financial products, so the microcredit was born.

The microcredit has the same three characteristics as an ordinary loan: amount to be lent, interest rate and term to be repaid and it differs from this in that the amount to be lent is smaller and in which the term of the repayment is less, normally not exceeds one month or thirty calendar days.
With the microcredit, the financial system can provide ordinary people who, through a moment of need, access to small amounts of money that helps them cope with economic difficulties in the ortho period since the amount borrowed and interest will be returned very quickly.

This type of credit is considered as low risk operations for financial institutions, so approval is much easier and quicker than ordinary credit, normally it takes a day or less.

Nowadays, middle-class people turn to microcredit for extraordinary situations and unforeseen expenses in which money is required quickly, for example, an accident in a car or a disease, or microcredit is also used because in situations of economic crisis, face daily expenses that do not give expected such as the payment of rent, payment of services or food. Going to this type of credit is good as long as you have the certainty of being able to pay quickly.